> ## Documentation Index
> Fetch the complete documentation index at: https://docs.roxom.com/llms.txt
> Use this file to discover all available pages before exploring further.

# How to transfer funds between accounts

> Step-by-step guide to moving BTC, USDC, and USDT between your Funding Account and Unified Trading Account (UTA).

You need to transfer funds from your **Funding Account** to your **Unified Trading Account (UTA)** before you can trade. You can transfer **BTC**, **USDC**, and **USDT** to the UTA. You can also transfer funds back to your Funding Account when you want to withdraw or earn with Auto-Earn.

Transfers between accounts are **instant and free**.

<Info>
  While you can transfer USDC and USDT to the UTA, you cannot use them directly for trading. You must first sell them for BTC using [One-Click Trade (Swap)](/help-center/one-click-trade/what-is-one-click-trade-what-assets-are-available), then trade with BTC.
</Info>

***

## Transfer from Funding Account to UTA

You need BTC in your UTA to open futures positions or use One-Click Trade. You can also transfer USDC or USDT and sell them for BTC once they are in the UTA.

<Steps>
  <Step title={<><Icon icon="chart-pie" /> Go to Portfolio</>}>
    From the main navigation, go to **Portfolio**.
  </Step>

  <Step title="Open your Funding Account">
    Click on **Funding Account**.
  </Step>

  <Step title="Start the transfer">
    Click **Transfer** and set:

    * **From**: Funding
    * **To**: Unified Trading
  </Step>

  <Step title="Select the currency">
    Choose **BTC**, **USDC**, or **USDT**.
  </Step>

  <Step title="Enter the amount">
    Enter the amount you want to transfer.
  </Step>

  <Step title="Confirm">
    Click **Confirm Transfer**. The funds appear in your UTA immediately.
  </Step>
</Steps>

<Note>
  If you transfer USDC or USDT, remember that you cannot trade with them directly. Sell them for BTC in the UTA using [One-Click Trade (Swap)](/help-center/one-click-trade/what-is-one-click-trade-what-assets-are-available) before trading. See [Supported currencies](/help-center/account-basics/supported-currencies) for details.
</Note>

***

## Transfer from UTA to Funding Account

Move BTC back to your Funding Account when you want to withdraw or keep funds in Auto-Earn.

<Steps>
  <Step title={<><Icon icon="chart-pie" /> Go to Portfolio</>}>
    From the main navigation, go to **Portfolio**.
  </Step>

  <Step title="Open your UTA">
    Click on **Trading Account**.
  </Step>

  <Step title="Start the transfer">
    Click **Transfer** and set:

    * **From**: Trading Account
    * **To**: Funding Account
  </Step>

  <Step title="Enter the amount">
    Enter the BTC, USDC, or USDT amount you want to transfer back.
  </Step>

  <Step title="Confirm">
    Click **Confirm Transfer**. The transferred currency appears in your Funding Account immediately.
  </Step>
</Steps>

<Frame caption="Transfer modal, moving funds from Unified Trading to Funding.">
  <img src="https://mintcdn.com/roxom/8hSHR-Kl7xpoG3Ek/help-center/account-basics/images/transfer-modal.png?fit=max&auto=format&n=8hSHR-Kl7xpoG3Ek&q=85&s=134c5ae2d4d7eeb784e483363829d372" alt="Transfer modal showing transfer from Unified Trading to Funding account" style={{ maxWidth: "420px", width: "100%", margin: "0 auto", display: "block" }} width="721" height="769" data-path="help-center/account-basics/images/transfer-modal.png" />
</Frame>

<Warning>
  BTC that is currently used as **margin for open positions** cannot be transferred out of the UTA. You must close or reduce your positions first.
</Warning>

***

## Common questions

<AccordionGroup>
  <Accordion title="Is there a fee for transferring between accounts?">
    No. Transfers between your Funding Account and UTA are **completely free**.
  </Accordion>

  <Accordion title="How long does a transfer take?">
    Transfers are **instant**. Your balance updates immediately.
  </Accordion>

  <Accordion title="Can I transfer USDC or USDT to the UTA?">
    Yes. You can transfer USDC and USDT to the UTA. However, you **cannot** use them directly for trading, you must sell them for BTC first using [One-Click Trade (Swap)](/help-center/one-click-trade/what-is-one-click-trade-what-assets-are-available).
  </Accordion>

  <Accordion title="Do internal transfers count toward my withdrawal limit?">
    No. Transfers between your Funding Account and UTA are internal account movements and do **not** count toward your [daily withdrawal limit](/help-center/crypto-deposits-withdrawals/what-is-the-withdrawal-limit-in-roxom).
  </Accordion>

  <Accordion title="Can I transfer BTC that's being used as margin?">
    No. BTC assigned as margin to open positions is locked. You need to close or reduce those positions to free up the BTC.
  </Accordion>
</AccordionGroup>

***

<Warning>
  This content is for informational purposes only and does not constitute investment advice. Trading digital assets involves significant risk, including the potential loss of your entire investment. Please review our [Risk Notice](/legal/risk-notice) before trading.
</Warning>

## Need help?

Still have questions? You can speak to **Roxy**, our AI support assistant, available 24/7 in the chat bubble at the bottom right of your screen.

You can also contact our support team directly at [help@roxom.com](mailto:help@roxom.com).

***

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