> ## Documentation Index
> Fetch the complete documentation index at: https://docs.roxom.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Minimum balance requirements and daily accrual

> Learn which BTC balances qualify for Auto-Earn, minimum balance requirements, and how daily accrual works.

This article explains **which BTC balances can generate earnings**, the **minimum balance requirements**, and how **daily accrual works when balances change**.

It builds on the core rules explained in [How Auto-Earn works](/help-center/btc-earn/how-auto-earn-works).

***

## Which balances can generate earnings?

Auto-Earn applies **only** to BTC held in your **Funding Account**.

### Can generate earnings

<Check>
  BTC available in your **Funding Account**
</Check>

### Cannot generate earnings

<Danger>
  BTC held in a **Unified Trading Account (UTA)**
</Danger>

This includes any BTC shown in the UTA, such as:

* Available Balance
* Margin Balance
* BTC tied to open positions or open orders
* Unrealized PnL

Only BTC that is fully available in the Funding Account can generate earnings.

***

## Minimum balance requirements

<Check>
  Auto-Earn requires a minimum BTC balance of: **0.00146 BTC** held in your **Funding Account**.
</Check>

If your BTC balance in the Funding Account is below this threshold:

* Earnings will **not** accrue for that accrual window
* No partial earnings are applied

The minimum balance requirement applies **per day** and must be met for the **full accrual window**.

***

## Daily accrual logic

Auto-Earn uses **daily accrual windows**.

For each accrual window:

* Roxom tracks your BTC balance held in the Funding Account throughout the day
* Earnings are calculated based on the **lowest BTC balance** you held during that day
* If your balance drops below the minimum requirement at any point, earnings for that day will be **0**

This approach ensures consistent earnings calculation when balances change during the day.

***

## How balance changes affect accrual

Your BTC balance can change at any time, and earnings adjust accordingly.

Examples:

* Start the day with 0 BTC, deposit later\
  → Earnings may be **0** for that day
* Hold BTC in your Funding Account for the full day\
  → Earnings are calculated on that balance
* Withdraw part of your BTC during the day\
  → Earnings are calculated on the **remaining BTC balance**
* Deposit and withdraw on the same day\
  → You may earn **nothing**

<Note>
  Auto-Earn always uses the **minimum BTC balance of the day**, not the average or ending balance.
</Note>

***

## What happens if my balance reaches zero?

If your BTC balance in the Funding Account reaches **0 BTC** at any point during the day:

* The minimum balance for that accrual window becomes **0 BTC**
* Earnings for that accrual window will be **0**

Earnings resume once you hold BTC in the Funding Account that meets the minimum balance requirements for a **full accrual window**.

***

## Does moving BTC between accounts affect earnings?

Yes.

Moving BTC:

* **Into the Funding Account**\
  → Allows it to generate earnings in **future accrual windows**, once minimum balance requirements are met
* **Out of the Funding Account**\
  → May reduce or eliminate earnings for the **current accrual window**

Only BTC held in the Funding Account during the accrual window is considered when calculating earnings.

***

## Important notes

* Minimum balance requirements and accrual rules may evolve over time
* Roxom may adjust which balances generate earnings as the product evolves
* Any changes apply **prospectively** and do not affect BTC already credited

<Warning>
  This content is for informational purposes only and does not constitute investment advice. Trading digital assets involves significant risk, including the potential loss of your entire investment. Please review our [Risk Notice](/legal/risk-notice) before trading.
</Warning>

***

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