The **BLOC** window shows your [bitcoin-backed credit line](/help-center/loans/bitcoin-backed-credit-line): every loan with its principal, collateral, loan-to-value (LTV) and status, and your recent loan activity.

  <video controls className="w-full aspect-video" src="/images/help-center/roxom-pro/videos/17-bloc.mp4">

## Your loans

Type `BLOC` (or press <kbd>F4 for the Roxom layout). For each loan you see **LOAN**, **PRINCIPAL**, **COLLATERAL**, its LTV and **STATUS**. If you have none, the window shows **NO ACTIVE LOANS**.

## Manage a loan

Select a loan (click it, or move to it and press <kbd>ENTER) to choose an action:

- **Repay:** pay back part or all of the loan. You see a repayment quote before you confirm.
- **Borrow more:** draw more against your collateral.
- **Add collateral:** post more bitcoin to lower your LTV.
- **Release collateral:** take bitcoin back if your LTV allows it.

Each action shows a review screen; nothing happens until you confirm. Press <kbd>ESC to deselect the loan.

## Open a new loan

**Start a new loan**

    With no loan selected, press <kbd>ENTER (**New loan**).

**Enter the amount and collateral**

    Type the loan **AMOUNT** and the **Collateral BTC**. Wait for **QUOTE READY**.

**Review and create**

    Select **REVIEW NEW LOAN**, check the rate, LTV and terms, then select **CREATE LOAN**.

If the price of bitcoin falls, your LTV rises and you may get a margin call or be liquidated. Read [LTV, margin calls and liquidation](/help-center/loans/ltv-margin-calls-and-liquidation) and the [loan terms](/legal/terms-and-conditions-btc-backed-loans).

## Related articles

- [What is Roxom Loans?](/help-center/loans/what-is-roxom-loans)
- [Repayment and interest](/help-center/loans/repayment-and-interest)
- [Rates and terms](/help-center/loans/rates-and-terms)
- [BLOC: credit line](/help-center/roxom-pro/functions/bloc)