Understanding your Portfolio

The Portfolio page shows everything you hold on Roxom in one place, across your two accounts: the Funding Account and the Unified Trading Account (UTA). You can find it at roxom.com/exchange/portfolio. You need to be logged in to see it.

All amounts on the Portfolio page can be shown in BTC, SATS, or USD. Use the unit toggle next to your balance to switch. Learn more in Display preferences.

The Portfolio Overview sidebar summarizes your balances at a glance.

Item	What it shows
Total balance	The sum of both accounts, in USD with the BTC equivalent (≈)
Accounts	Your Funding Account and Trading Account, each with its balance in USD and BTC
Strategies	Products you have active, for example Loans

Click the eye icon to hide or show your balances.
Click the arrow to collapse or expand the sidebar.

Balance chart

The main card shows your headline balance in USD with the BTC equivalent, and a chart of your portfolio over time. Click the unit to switch between BTC, SATS, and USD.

Timeframes

Choose the period shown on the chart: 1W, 1M, 3M, 6M, 1Y, or All.

Views

View	What it shows
Value	How your total portfolio balance changed over time
P&L	Your profit and loss over the selected period. This tab is hidden when P&L data is not available for your account.
Composition	A donut chart and list of your holdings, grouped by asset, by class (Bitcoin, Equities, Stablecoins), and by account (Funding, Trading), each with its % of the total

The chart covers your whole portfolio. There is no per-account history yet.

Chart color

Click the gear icon and open Chart color to pick one of 8 preset colors or choose Custom. Your choice is saved in your browser, so it may reset if you switch browsers or clear your browser data.

What you might see instead of the chart

Situation	Message	What to do
History could not load	”We couldn’t load your portfolio history. Try again in a moment.”	Wait and refresh. Roxom never fills in missing data with estimates.
New account without identity verification	”Complete your account”	Click Verify identity to start KYC.
Verified account with a zero balance	”Start with a deposit”	Click Deposit to add BTC, USDT, or USDC, or Transfer to move funds between accounts.

Income

The Income card shows upcoming dividend and yield income from the assets you hold.

30-day payout strip: a timeline from Today to +30 days showing when payouts are due.
Payout list: each row shows the asset, shares × rate per share, the amount, and the payment date.
Some amounts are marked “Estimated from the last declared payment”. These are estimates, and the final amount can differ.
Yield: your annual income as a share of your whole portfolio.

Discover income assets

Use the tabs to browse the highest-yield assets:

Tab	What it lists
Holdings	Income-paying assets you already hold
Digital credit	Bitcoin-backed preferreds that pay in bitcoin, some of them daily
Stocks	Dividend-paying stocks
Income ETFs	ETFs focused on income

Each asset has a Buy or View button. Learn how dividends are handled in How corporate actions are handled.

If you have no income yet

You’ll see “No income yet. Assets that pay you to hold them, paid in bitcoin.” Click Start earning to take a short quiz. It asks about your desired yield, whether you’re interested in digital credit, and whether you prefer stocks or ETFs, then suggests assets that match.

The Income and BLOC cards work like an accordion: only one is open at a time. Opening one closes the other.

Bitcoin Line of Credit (BLOC)

The BLOC card shows your Bitcoin Line of Credit: a loan backed by the BTC in your Funding Account.

Summary

Available to borrow: how much you can borrow, based on the BTC in your Funding Account.
APY: the current borrowing rate.
Max LTV: the maximum loan-to-value, for example “up to 50% LTV”.

With an open credit line

Item	What it shows
LTV gauge	Your current LTV, with the bands Healthy, Watch, Margin call, and Liquidating
If BTC falls −X%	A stress view of what happens to your LTV if the BTC price drops
Borrowed	Your outstanding loan, with the daily interest
Collateral	The BTC securing your loan
Available to borrow	How much more you can borrow
Liquidation price	The BTC price at which your collateral would be liquidated

The card also shows remedy hints when your LTV needs attention, for example “Back to X%: add N BTC or repay Y”, or “Interest alone reaches a margin call in N days”. See LTV, margin calls, and liquidation.

Actions

Action	What it does
Borrow	Draw more funds from your credit line
Repay	Pay back part or all of your loan
Add BTC	Add collateral to lower your LTV
Release	Release collateral you no longer need

An action can be disabled when:

Borrowing is paused
Your line is being liquidated
Your line is in margin call
There is no headroom left
Identity verification (KYC) is required

Learn more in Repayment and interest.

Without a credit line

You’ll see one of these buttons, depending on your account:

Open credit line: start a new line. See How to open a credit line.
Deposit BTC: add BTC to use as collateral.
Verify identity: complete KYC before you can borrow.

The APY is variable and interest accrues daily. A minimum loan amount applies, and you can have one line per currency. See Rates and terms for details.

Earn

The Earn card lets you manage Earn on your Funding Account. Earn is available for BTC, USDC, and USDT, and each asset is enabled independently.

Use the toggle to turn Earn on or off.
APY - Variable: the current rate.
Total Earned: everything you’ve earned so far, in USD with the BTC equivalent.
Last Earnings: your most recent credit, in USD with the BTC equivalent.

How it works

Earn applies to your full available balance of each enabled asset in your Funding Account, including future deposits of that asset.
Earnings are paid in the same asset: BTC earns BTC, USDC earns USDC, and USDT earns USDT.
Earnings accrue daily and are credited to your Funding Account after each 00:00 UTC cutoff.
For USDC and USDT, your balance is placed in Aave v3 on the Ethereum network to generate the yield. See the Terms and Conditions - Earn Stablecoins.
Your funds stay available at all times.
Rates are variable and not guaranteed.

Your Earnings

Open Your Earnings to see the details of the current earning window:

Item	What it shows
Status pill	”Earning window in progress”
Countdown	”Next credit in HH:MM:SS”. Earnings are credited daily at 00:00 UTC.
Window started	When the current window began
Next earnings credit	When the next credit arrives
Active since	The date you started earning and the number of days

For BTC, earnings are calculated on the lowest BTC balance held in your Funding Account during each daily window (00:00 UTC to 00:00 UTC). If you withdraw or transfer BTC during the window, that day’s earnings use the lower balance. For USDC and USDT, the rate applies to your subscribed balance for each daily window. See Rates, earnings calculation, and credits.

Consolidated balances

The Consolidated balances table lists every asset across both accounts. Use the tabs to filter:

Overview: both accounts together
Funding: Funding Account only
Trading: Trading Account only

Click View account to open that account’s page.

Column	What it shows
Asset	The asset you hold
Balance	How much of it you hold
Price	The current price
Avg. entry	Your average entry price (trading positions only)
Total value	The value of your holding
Unrealized P&L	Your open profit or loss (trading positions only)

Avg. entry and Unrealized P&L only apply to trading positions. For other assets they show ”·”.

The table shows 8 rows per page. Use the pagination controls to see more.

Activity

The Activity feed merges your Funding and Trading activity into one list, newest first. Click View all to open your full history.

Tabs

All: every movement
Funding: Funding Account activity
Trading: Trading Account activity (last 90 days)

Filter by product

Use the Filter by product dropdown to narrow the list: All products, Deposits & withdrawals, Transfers, Loans, Spot, Dividends. Only the categories that apply to the selected tab are shown.

Columns

Column	What it shows
Date	When the movement happened
Type	For example earn, deposit, withdrawal, transfer, loan, or trade
Asset	The asset involved
Account	Funding or Trading
Amount	The amount. Credits are shown in green with a +.
Status	The current status of the movement

To check a specific withdrawal, see How do I check the status of my withdrawal?

Frequently asked questions

Why is my total different from my Trading Account?

Your Total balance adds up both accounts: your Funding Account and your Trading Account. Your Trading Account balance only shows what is held in the UTA. See Understanding your Roxom accounts.

Why can't I see my chart?

Either your portfolio history failed to load (try again in a moment), or your account is new. New accounts first need to verify their identity and make a deposit before there is history to show.

Why is the P&L tab missing?

The P&L tab is hidden when P&L data is not available for your account. You can still use the Value and Composition views.

When do Earn credits arrive?

Earn credits arrive daily at 00:00 UTC. The Your Earnings modal shows a countdown to the next credit. See Rates, earnings calculation, and credits.

What is LTV?

LTV (loan-to-value) is the size of your loan compared to the value of your BTC collateral. As the BTC price falls or interest accrues, your LTV rises. If it reaches the margin call or liquidation level, you need to add BTC or repay. See LTV, margin calls, and liquidation.

This content is for informational purposes only and does not constitute investment advice. Trading digital assets involves significant risk, including the potential loss of your entire investment. Please review our Risk Notice before trading.

Need help?

Still have questions? You can speak to Roxy, our AI support assistant, available 24/7 in the chat bubble at the bottom right of your screen. You can also contact our support team directly at help@roxom.com.

Understanding your Roxom accounts

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What is Earn?

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What is BLOC?

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How to deposit crypto

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Overview

About Roxom

Account Basics

Account Verification

Crypto Deposits/Withdrawals

Earn

BLOC

One Click Trade

Security & Access

Referral Program

Trust & Security

Portfolio Overview (left sidebar)