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Every Roxom user has two accounts that work together: a Funding Account for deposits and withdrawals, and a Unified Trading Account (UTA) for trading. These are not account tiers or membership levels. They are functional accounts that serve different purposes.

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Funding Account

Your Funding Account is where all deposits arrive and all withdrawals are processed. Think of it as your main wallet on Roxom.
  • Supports BTC, USDC, and USDT
  • All deposits land here, regardless of currency or network
  • All withdrawals are sent from here
  • Earn applies to BTC, USDC, and USDT held in this account
  • Not used for trading or margin calculations
Your Funding Account holds multiple currencies. You can transfer BTC, USDC, and USDT to the UTA. In the UTA, trading pairs are quoted in BTC or USDT. USDC is a base-only asset: you can sell USDC for BTC or for USDT using One-Click Trade (Swap), but there are no pairs quoted against USDC.

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Unified Trading Account (UTA)

Your UTA is where all trading happens. It’s a single, BTC-denominated account used for every product on Roxom.
  • Holds BTC, USDC, and USDT
  • Used for One-Click Trade: swap BTC against crypto or tokenized equities, sell USDC for BTC or USDT, and buy or sell USDT against BTC
  • Balances in the UTA do not earn Earn rewards

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How the two accounts work together

  1. You deposit BTC, USDC, or USDT into your Funding Account
  2. You transfer BTC, USDC, or USDT from your Funding Account to your UTA
  3. In the UTA, you can use One-Click Trade to swap BTC against crypto or tokenized equities, sell USDC for BTC or USDT, and buy or sell USDT against BTC
  4. To withdraw, you transfer funds back to your Funding Account and withdraw from there
Transfers between your Funding Account and UTA are instant and free. See How to transfer funds between accounts for a step-by-step guide.
To see both accounts together, open the Portfolio page. It shows your total balance across the Funding Account and the UTA, plus all your assets and activity in one place.

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Key points

  • You have two accounts: Funding Account (wallet) and UTA (trading)
  • They are functional, not tiers or membership levels
  • Everything on Roxom is BTC-denominated for trading purposes
  • Transfers between accounts are instant and free

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Personal vs. business accounts

Roxom supports two account profiles: personal accounts (verified through KYC) and business accounts (verified through KYB). Both use the same Funding Account and UTA structure described above, and have access to the same products. When you create an account, you sign up as an individual by default. If you are registering on behalf of a company, click Sign up as an entity on the sign-up screen. The rest of the onboarding is the same — the only difference is the verification flow: individuals complete KYC, while businesses complete KYB, which asks for company details, corporate documents, and information about associated parties. The main difference between profiles is the daily BTC withdrawal limit: All other features — One-Click Trade, Loans, Earn, and dividends on tokenized stocks — work the same way in both profiles.
This content is for informational purposes only and does not constitute investment advice. Trading digital assets involves significant risk, including the potential loss of your entire investment. Please review our Risk Notice before trading.

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Need help?

Still have questions? You can speak to Roxy, our AI support assistant, available 24/7 in the chat bubble at the bottom right of your screen. You can also contact our support team directly at help@roxom.com.

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Last modified on October 21, 2026